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Consumer Loan Payment Protection

Get Ready for the Challenging Days

You have left a major risk behind by supporting your consumer loan with compulsory life insurance.

What if you confront a very unexpected situation and find yourself in a state of being unable to pay your installments? With Consumer Loan Payment Protection, secure also your monthly installments during your insurance term within the limits of your coverage. Protect yourself against risks beyond your control.

Consumer Loan Payment Protection secures your monthly loan installments against unexpected risks within the specified limits in your policy during 6 months maximum.


Auto Loan Payment Protection Covers

  • Death
  • Permanent Disability Resulting from an Accident
  • Unemployment rider based on working status
    • Unemployment
    • Temporary Disability Resulting from An Accident or Illness
    • Daily Hospital Compensation Resulting from an Accident or Illness


  • Unemployment coverage is assigned to those who worked for the same employer during at least 180 days under payroll system in compliance with Turkey Labour Placement Institution Unemployment Insurance.
  • Coverage for Temporary Disability Resulting from an Accident or Illness is applicable for self employed persons under insurance.
  • Daily Hospital Compensation Assurance covers government officers or those who are unemployed and not in a professional activity.
  • The insurance is valid for 1 year.
  • Minimum amount of guarantee per month is 300 TL, maximum amount of guarantee per month is 1.000 TL.
  • Compensation coverage becomes effective 30 days after the risk occured.

Consumer Loan Payment Protection Policy is Provided By

QNB Sağlık Hayat Sigorta ve Emeklilik A.Ş.