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Time Deposit

Add value to your savings, with favorable interest rates and QNB Finansbank assurance!

Place your savings in a Time Deposit account; increase your earnings with secure and fixed interest.

  • Fixed earnings with favorable interest rates,
  • Withholding tax advantage of the long term,
  • The opportunity to earn on your savings without being affected by the market conditions,
  • The ability to monitor the account and earnings together with your retail customer representative,
  • Ability to set the term as you wish, from 1 day to 1100 days,
  • Ability to renew the account automatically at the maturity date, with the same term period and current interest rates.

Introductory Interest Rate for the Time Deposit Account

  • To be able to benefit from the introductory interest rate, you should not have an existing time deposit account opened during the past 6 months, in the currencies of TRY, USD and EUR.
  • Introductory interest rate does not apply to account balances exceeding TRY 5,000,000, and EUR/USD 3,000,000.
  • Introductory interest rate applies to the account balance which you have transferred/deposited to your account from non-QNB Finansbank sources. 
  • Introductory interest rate is the applicable rate on the date your account is opened.
  • Introductory interest rate will be applied for a term of 32-120 days, beginning with the account opening date.
  • Introductory interest rate may vary according to the term period you prefer. 
  • Introductory interest rate may vary according to the currency of your account.
  • To be able to benefit from the introductory interest rate, your account opening balance should be at least TRY 10,000, USD 25,000, or EUR 50,000. 

How can I Open an Account?

  • You can open a Time Deposit Account at the Mobile Branch and the Internet Branch.
  • You can open a Time Deposit Account by visiting the nearest branch. Please click here for the nearest QNB Finansbank branch.

Frequently Asked Questions

What is the minimum amount required to open a Time Deposit Account?

The minimum amounts required to open a Time Deposit Account are; TRY 10,000, EUR 2,500 or USD 2,500.

Can I deposit funds to, and withdraw funds from, the Time Deposit Account any time?

If money is deposited to, or withdrawn from the Time Deposit Account throughout the term of the account, the original term is no longer valid. Therefore, you will not be entitled to interest earnings for this account.

Can I close the Time Deposit Account before the maturity date?

If you close your Time Deposit Account before the maturity date, you will not be able to earn interest for this account.