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Payroll Account

Do not wait until the end of the term, your fixed interest earning will be deposited to your account monthly, like a second salary. Spend as you wish!

Open a Payroll Account right away and your monthly interest earnings will be deposited to your demand deposit account, as additional revenue.
  • An opportunity of regular revenues, 
  • Fixed interest rate for 1 year, fixed earnings,
  • Ability to collect the interest earnings like a second salary,
  • You can transfer interest earnings to your account either in TRY, or in foreign currency.

Features of the Payroll Account

  • Interest earnings are transferred to your demand deposit account monthly, on the dates corresponding to the account opening date. If the interest earning date corresponds to weekends or official holidays, interest is paid the next business day.
  • Monthly interest payments can vary, because of the differences in the number of the interest accruing days.  However, the total interest that you will receive as of the maturity date is fixed.
  • The minimum amount required to open a Payroll Account is TRY 10,000, or USD/EUR 2500.
  • You can open the Payroll Account with a term of 366 days. Throughout the term, the applicable interest rate will be the one that is specified at the beginning of the term.

How can I Open an Account?

You can open a Payroll Account  at any QNB Finansbank branches.

Frequently Asked Questions

What is the minimum amount required to open a Payroll Account?

The minimum amount required to open a Payroll Account is TRY 10,000 or USD/EUR 2,500.

Can I withdraw funds from, or deposit funds to, the Payroll Account any time?

If you deposit money to the Payroll Account before the maturity date, you will not be able to earn interest for this account. Your interest earnings are transferred to your demand deposit account, regularly each month.

Can I close my Payroll Account before the maturity date?

If you close your Payroll Account before the maturity date, you will not be able to earn interest for this account. If you have made early withdrawals and you close the account, the interest earned for those early withdrawals will be deducted from the principal amount