Flexible Time Account

Flexible Time Account

Open a Flexible Time Account to both put your money to good use at any term from 1 day to 1 year under guarantee of term deposit and withdraw money without breaking the maturity term.

Plus get interest yield for the amount that you withdraw!*

Enjoy the comfort of using your money while your savings increase in value.

* The maximum annual interest rate that can be applied to any amount withdrawn before its maturity is 0,25%.

  • Flexible Time Account enables you to withdraw money for your urgent needs of cash without breaking the term of your account.
  • You can open your account with a term from 1 month to 1 year.
  • You can put you savings to good use in TRY, USD or EUR.
  • You can withdraw money from your Flexible Time Account up to 5 times during its term. Withdrawals can be made from the branches only.
  • You can perform the first withdrawal as early as the 7th day after the commencement of the maturity term of your account.
  • The calculation of the interest for the balance remaining at the account during the term is based on the interest rates at the account opening. The calculation of the interest for the amount withdrawn is based on the interest rate to be applied to the amount withdrawn on the day of withdrawal for the term during which the balance remains at the account as from the value date.

You can direct all your complaints and feedback through telephone banking at 0850 222 0900 and 0850 222 2900 or through QNB Finansbank website.

You can open and/or close your saving accounts through all QNB Finansbank branches, through telephone banking at  0850 222 09 00 or by QNB Finansbank online banking.

You can close your Flexible Time Account through our branches and by online banking.

Withdrawals can be performed from the branches only

Click here for our Flexible Account interest rates.

You can open an account with a minimum deposit of TRY1000, EUR500 or USD500.

You can make the first withdrawal as early as the 7th day after the commencement of the maturity term of your account.

No loss of interest is on the balance remaining at the account if you withdraw money so that the minimum amount of TRY 1,000 / EUR 500 / USD 500 will remain at the account. You can withdraw money for 5 times during the term of your account. The calculation of the interest for the amount withdrawn is based on the interest rate to be applied to the amount withdrawn on the day of withdrawal for the term during which the balance remains at the account as from the value date. The maximum annual interest rate that can be applied to any amount withdrawn before its maturity is 0, 25%.

You can open your account in the currency types of TRY, USD or EUR.

You can open with any of the QNB Finansbank branches, through telephone banking at 0850 222 09 00 or through Retail Online Banking.