WE WOULD LIKE TO INFORM YOU FOR PROCESSING YOUR DATA WITHIN THE SCOPE OF SWIFT, RIPPLE TRANSACTIONS:
General Framework
Information of any nature that you provide to data supervisor QNB Finansbank A.Ş. (“QNB Finansbank”) within the scope of your funds transfer instruction in foreign currencies and enables to determine your identity or make your identification ascertainable shall be considered and defined as Personal Data as per provisions of Law on Personal Data Protection (“KVKK”) with no.6698 and customer secret as per provisions of the Banking Law with no.5411.
Below information shall be provided for the funds transfer transactions in foreign currency to be performed in SWIFT and Ripple with our Bank, acting as intermediary.
Swift is basically a messaging system used by Banks; and in Swift transactions, the Bank transfers the transaction amount to the agreement Correspondent Bank, and the Correspondent Bank forwards such amount to the receiver’s Correspondent Bank.
As for Ripple transactions, it is a blockchain-based transfer transaction enabling international funds transfers between banks by means of RippleNet which is a network developed by Ripple for sending and receiving money at international scale. These are the transactions offered to customers for funds transfer to QNB Qatar by using Ripple’s infrastructure and forwarding the received Ripple money transfers from QNB Qatar to related customer accounts.
As QNB Finansbank, we would like to inform you that we carry out our operations by giving priority to security of your data in all products and services provided to you and by attaining utmost care to security of your data; we take measures of highest level to protect integrity and accuracy of your data; and we make sure that all organizations from which we receive support or outsource services and/or with which we have business partnership comply with our standards set forth for information security and privacy.
It is our fundamental principle to use your personal data for your banking transactions and protect your fundamental rights and freedoms as well as privacy of your private life.
As QNB Finansbank, we always make sure that your personal data which is shared by you via our website or collected by means of cookies*, as you visit our website (for details on our policies for cookies, please see https://www.qnbfinansbank.com/destek/gizlilik-politikasi) is always stored securely; we do not disclose your personal data to third parties except for the ones included and required by legal framework. Personal data of any nature that you share with QNB Finansbank shall be treated as a secret, and they shall not be disclosed.
Your Processed Data, Conditions to Process and Purposes to Process
The following shall be processed:
- ID Information (Name, Surname, Title, TR ID No, Passport No, Foreign ID No, Father’s Name, Date of Birth, Foundation Date, etc.)
- Contact Information (Telephone Number, address, E-mail Address, Fax No, etc.
- Profession Information (Occupation, Source of Income, Average Income, Workplace Details, etc.)
- Customer Transaction Information (Account No, Invoice Details, etc.)
- Legal Transaction Information (Specimen, Signatory Circular, etc.)
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with the aim of Business activities to be carried out/audited, Service sales processes to be carried out, Service procurement and operation processes, as well as detection and reporting activities of fraud transactions to be carried out on the grounds that applicable laws projects explicitly so), and
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with the aim of Service production and operation processes to be carried out, Service production and operation processes to be carried out, Risk management processes to be carried out, Business activities to be carried out/audited on the grounds that it is obligatory for the Personal Data belonging to the parties of the contract to be processed, and QNB Finansbank to fulfill its legal obligations provided that it is directly related to execution or fulfillment a contract,
The information you provided about the third party to be involved in the transaction:
The following shall be processed:
- ID Information (Name, Surname, Title, TR ID No, Date of Birth)
- Contract Information (Address Information)
- Customer Transaction Information (Account No)
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with the aim of Business activities to be carried out/audited, Service sales processes to be carried out, Service procurement and operation processes, as well as detection and reporting activities of fraud transactions to be carried out on the grounds that applicable laws projects explicitly so), and
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with the aim of Business activities to be carried out/audited, Service sales processes to be carried out, Service production and operation processes to be carried out on the grounds that is obligatory for the processing of data directly by laws and QNB Finansbank to fulfill its legal obligations.
Method of Collecting the Personal Data
As from the moment of establishing this relationship with the Bank and/or as long as such legal relationship remains, your data shall be collected, as per the Banking Law with no.5411 and other relevant legislations to which banks are subject, by following means that are wholly or partly automatic or non-automatic on the condition of being part of a data registry system: by all contracts/information forms and similar documents related to banking transactions obtained with your approval and/or signature; by your notifications to the Bank via electronic approval and/or e-signature, or SMS/email to be sent to our Bank, or cookies as you visit our website; by electronic banking channels like Head Office, Region Offices, Branches, ATMs, Internet Branch, QNB Mobile, on-site teams, Solution Center, Kiosk, etc., and via databases of government agencies and institutions upon your approval where necessary by law (Identity Sharing System (ISS), MERNIS etc.); by various means apart from QNB Finansbank.
Transfer of Personal Data
Personal data you shared with QNB Finansbank shall be transferred:
- to Correspondent Banks, Swift, RippleNet and Sender’s/Receiver’s Banks with the aim of carrying out and auditing business operations as well as service sales processes,
- to Authorized Public Organizations and Institutions such as BDDK, CBRT, GİB, MASAK, Ministry of Treasury and Finance with the aim of carrying out operations in compliance with the legislation, providing information to authorized persons, entities and institutions,
- and to Legal and Administrative Authorities with the aim of following up and carrying out legal affairs.
Your Rights as the Data Owner and Application to QNB Finansbank
As the Data Owner, you can submit your requests within the scope of the 11th article of Law On Protection Of Personal Data no.6698 that “regulates the right of the data owner in line with the “Communique on Application Procedures and Principles to Data Supervisor
- by using Application Form which can be obtained from the branches of QNB Finansbank or by providing a letter along with documents proving identity (identity card, driving license, passport, etc.) by personal application
- by means of secure electronic signature, mobile signature or registered electronic mail address which has been notified earlier to the Bank and is available in the systems of QNB Finansban
With regard to requests, the following must be stated:
- Data Owner’s name, surname and signature, if the request is made in written,
- TR ID number if the applicant is citizen of Turkey Republic; citizenship of the applicant if a foreigner; passport number or ID number if available,
- Domicile or workplace address to send notifications,
- Electronic mail address, telephone and facsimile to send notifications,
- The subject of the request; and
related information and documents must be enclosed to the request. These applications shall be accepted after your identity is confirmed by QNB Finansbank and you shall be informed in written or via electronic media within the legal durations.
In written application, the submission date of the document to QNB Finansbank is deemed as the application date. In the event that the applications are submitted by other methods, the date of receipt by QNB Finansbank shall be deemed as the application date.
Trade Registry No: 237525 Mersis no: 0388-0023-3340-0576 Trade name: QNB Finansbank A.Ş. Head Office Address: Esentepe Mahallesi, Büyükdere Caddesi, Kristal Kule Binası, No: 215 Şişli/Istanbul Website address: www.qnbfinansbank.com Telephone Banking: 0850 222 0 900
