Board of Directors

To help build individual and commercial financial plans that will catalyze Turkey's success


Ömer A. Aras


Dr. Aras graduated  from the Academy of Economic and Commercial Sciences, Department of Economics, in 1975. He received an MBA in 1978 and a PhD in Business Administration in 1981 from Syracuse University. Over the next three years, he was a faculty member at the Business Administration Department of Ohio State University, and worked as a consultant. Between 1984 and 1987, he served as Credit Marketing Manager and Credit Committee Member at Citibank, and worked as the Head of Yapı Kredi Securities. Dr. Aras participated in the founding of Finansbank A.Ş in 1987, and served as Assistant General Manager for two years and as General Manager for six years and as an Executive Board Member of Finansbank A.Ş and Vice Chairman of Fiba Holding from 1989 to 2006. Between 2003 and 2007 he held the Board Member position in TUSIAD (Turkish Industrialists' Businessmen's Association). Mr. Aras served as Vice Chairman of Finansbank A.Ş. and Group CEO of Finansbank A.Ş Group of Financial Companies (FinansLeasing, QNB Finansinvest and QNB Finans Asset Management) between 2006 (November) - 2010 (April). Dr. Aras was appointed as Chairman in April 2010.

Sinan Şahinbaş

Vice Chairman

Mr. Şahinbaş graduated from TED Ankara College in 1984, and from Istanbul Technical University, Engineering Faculty in 1988. He completed his graduate degree in Civil Engineering at George Washington University. He then received Masters degrees in International Relations from Istanbul University and in Finance from Yeditepe University. He began his professional career at Finansbank in 1990. He worked in Treasury, Corporate Banking and Credit Departments till 1997. In 1997 he worked for the foundation of representative offices of Finansbank (Suisse) SA ve Finansbank (Holland) NV in Turkey. He was transfered to Garanti Bank in 1997 as Department Head in charge of the design of a risk management system for new subsidiaries, in the same year Mr. Şahinbaş was promoted to Executive Vice President of Garanti Bank (Holland) N.V. After a year, Mr. Şahinbaş moved back to Finansbank (Holland) N.V. and became General Manager in 1999. In 2001, Mr. Şahinbaş became Senior Executive Vice President at Finansbank A.Ş and was promoted as General Manager in October 2003. After serving as General Manager for 7 years, Mr. Şahinbaş became Vice Chairman in April 2010.

Abdulla Mubarak Al-Khalifa

Member of the Board of Directors

He joined Qatar National Bank in 1996 and is the Executive General Manager, Group Chief Business Officer. He holds a Bachelor's Degree in Business Administration from Eastern Washington University, USA. Currently, he is a board member in QNB ALAHLI S.A.E. (Egypt), Housing Bank for Trade and Finance (Jordan), QNB Capital LLC and QNB Finance Ltd.

Ali Rashid Al-Mohannadi

Member of the Board of Directors

He joined Qatar National Bank in 1996 and is the current Executive General Manager and Group Chief Operating Officer. He holds a Bachelor's Degree in Computer Science from Qatar University. Currently, he is a board member in QNB ALAHLI S.A.E (Egypt) and Commercial Bank International PSC (UAE).

Ramzi Talat A Mari

Member of the Board of Directors

He joined QNB in 1997 from Jordan Bank and is the current General Manager and Chief Financial Officer. He completed the Certified Public Accountant Examination from the State of California, USA and holds Master's Degree in Accounting from USA. Currently, he is a board member at Housing Bank for Trade and Finance (Jordan), QNB ALAHLI S.A.E. (Egypt), QNB Capital LLC, Qatar International Holding LLC.

Noor Mohammad Al-Naimi

Member of the Board of Directors

She joined QNB in 2000. Held various positions in the Treasury Operations and Control Division until becoming Assistant General Manager Treasury Operations Trading & Investment.
On 2014 she was appointed as Acting General Manager Group Treasury. She had a bachelor's degree from Qatar University from Business Administration.

Fatma A Al-Suwaidi

Member of the Board of Directors

She joined QNB in 1999 and is the Assistant General Manager of Group Credit. She holds a Bachelor's Degree in Accounting and a Master's Degree in Risk Management and a MBA degree from Qatar University. Currently, she is a board member at QNB Tunisia and Commercial Bank International PSC (UAE)

Ali Teoman Kerman

Member of the Board of Directors and Chairman of Audit Committee

Mr. Kerman received his graduate degree in Economics from University of Hacettepe in 1980 and post graduate degree in Project Planning and National Development from University of Bradford, UK, in 1982. He began his career at the Turkish Treasury Undersecretariat where he held several positions, including General Manager and Deputy Undersecretary. During his career at the Undersecretariat of Treasury, he served as Deputy Economic and Commercial Counsellor  at  Washington Embassy and Acting Executive Director of Asian Development Bank, Philippines, for three years in each position. In 1997, he resigned from Treasury Undersecretariat and was appointed as a Deputy Director of Turkish Eximbank. Same year, he returned back to the Treasury as Director General for Insurance. In 2000, he was appointed as the Vice President of the newly established Banking Regulation and Supervision Agency (BRSA). He also served as a Board Member of Savings Deposit Insurance Fund (SDIF). After having served in both positions for three years, he was appointed as Advisor to BRSA Chairman in 2004. He also served as Chairman of the Board in Toprak, Generali and Ege Insurance  Companies on behalf of SDIF. Mr. Kerman retired in 2005 and set up KDM Financial Consultancy Company. He also served as CFO of Yapkim Yavuzlar Plastik A.Ş. for five years until 2014. He has been board member of Finansbank A.S. since April 2013. Finally, Mr. Kerman was appointed as Chairman of Finansbank A.Ş Audit Committee in May 2014.

Durmuş Ali Kuzu

Member of the Board of Directors

Mr. Kuzu has bachelor?s degree in Business Management at Ankara University in 1996. After receiving an MBA degree in 2008 from University of Illinois at Urbana-Champaign, he earned his PhD degree in Accounting and Finance from Baskent University. He has a CPA and an Independent Auditor Certificate. During this period, he worked at many national and international committees, attended various seminars and conferences and published many articles. He began his professional career in Vakıfbank, 1996 as a loan analyst and then worked in Türkiye Emlak Bankası as an internal auditor in 1997-1999. Between 1999 and 2016, he worked in different positions, including Vice Presidency and managerial positions, at the Undersecretariat of the Treasury, Public Oversight Accounting And Auditing Standards Authority, and Banking Regulation And Supervision Agency (BRSA). In August 2016 he was appointed Member of the Board and Member of Audit Committee at QNB Finansbank.

Osman Reha Yolalan

Member of the Board of Directors

He works at Tekfen Holding as Vice President in charge of Corporate Affairs since 2006. He studied industrial engineering at Istanbul Technical University and holds a Master's degree from Bogaziçi University in Industrial Engineering. and a PhD Degree in Management Sciences from  Laval University, Quebec-Canada. He started his career as a specialist at Yapı Kredi in Strategic Planning Department. He worked as Head of Corporate and Economic Research Department between 1994-2000 and as executive vice president in charge of Financial Analysis and Credit Risk Management between 2000-2004. He was appointed as CEO of Yapi Kredi and member of the Board of Directors between 2004-2005. He has been a part-time professor at a number of universities in Turkey and has authored a number of journals in the field of bank management. 

Temel Güzeloğlu

Member of the Board of Directors and CEO

Born in 1969, Mr. Güzeloğlu has BA degrees from the Electrical and Electronics Engineering; and Physics Departments of the Bosphorus University. Güzeloğlu was later entitled to an MA degree from the Northeastern University, Boston-Massachusetts Electrical and Computer Engineering and an MBA from Bilgi University, Istanbul. Güzeloglu worked as the Executive Vice President of Finansbank A.Ş responsible for Consumer Banking till August 2008. He then served as Executive Vice President responsible for Retail Banking and Member of Management Committee of Finansbank A.Ş in August 2008. Mr. Guzeloglu was appointed as General Manager in April 2010.

Prof. Dr. Mustafa Aysan


Prof. Aysan graduated from Istanbul University, Economics Department. He received his MBA degree from Harvard University in 1959 and became a professor in 1974. He has taught in various Turkish and international universities between 1968 and 2000. Prof. Aysan served as Head of the Committee for the Restructuring of State Economic Enterprises from 1964 to 1968, as Head of the Budget Committee of Turkish Republic Advisory Council in 1981 and as the Minister of Transportation from 1982 to 1983. Between 1993 - 2016 Prof. Aysan  was  a member  of the Board of Directors of Finansbank A.Ş. Since August 2016,  Prof. Aysan works as a consultant.


Adnan Menderes Yayla

Executive Vice President and Member of the Executive Committee

Born in Ankara in 1963, Yayla graduated from the Economics Department of the Faculty of Political Science of the Ankara University in 1985. He did his MBA at the University of Illinois at Urbana-Champaign from 1992-1994. He worked for the Ministry of Finance as an Assistant Auditor and Auditor from 1985-1995; for the Privatization Administration as a Project Valuation Division Chief from 1995-1996; for Price Waterhouse Coopers as a Manager, a Senior Manager, and a Partner in their Istanbul and London offices from 1996-2000; and for the Türk Dış Ticaret Bankası (Fortis) as the Executive Vice President in charge of the Financial Comptrolling Group and Risk Management from 2000-2008. He joined Finansbank A.Ş  on 20 May 2008 as an Executive Vice President and the Group CFO. He has been a Member of Management Committee of Finansbank A.Ş and the Group CFO since August 2008. As of October 2013, he holds the title of Vice General Manager for Financial Control and Planning, as well as Group CFO.

Ahmet Erzengin

Head of Compliance Division

1962-born Erzengin received his bachelor's degree from the Public Administration Department of the Middle East Technical University, Ankara, Turkey. After working for the Pamukbank from 1988-1993, he joined Finansbank A.Ş as the Regulations Manager in October 1993. He was appointed Head of the Operations Group in 1996 to oversee the operations of the branches and the headquarters. With the establishment of the Operations Center (FOMER) in 2001, he served as its Group Manager until the end of 2005. In early 2006, he supervised the establishment of the Compliance Division and since then has been serving as the Head of Internal Control and Compliance Division.

Bülent Yurdalan

Executive Vice President

Born in 1958, Mr. Yurdalan graduated from Eskişehir Economic and Commercial Sciences Academy - Business Administration Department in 1980. After an employment of 5 years at Citibank-Turkey, Yurdalan joined Finansbank A.Ş in 1988 and was assigned to top level positions at the Credits, Audit, Treasury Operations, and External Relations Departments of the Bank; and at some Fiba Group banks. Appointed as the Head of the Board of Inspectors in 2003, he has been acting as the Head of Internal Systems as of October 2013.

Emel Yılmaz Özbay

Executive Vice President

Born in 1978, Ms. Özbay received a bachelor's degree in Law from Istanbul University in 2000. She has worked at various law firms since 1999. In 2002 she worked as a lawyer at Koçbank A.Ş. Upon joining Finansbank, she worked in various positions within Finansbank A.Ş's Legal Department, including Foreign and Domestic Agreements Unit Manager and Counseling Department Manager. Mrs. Özbay worked as General Counsel from July 2015 to February 2016. In February 2016 she has been appointed to her current position as Executive Vice President in charge of Legal.

Engin Turhan

Executive Vice President

Born in 1980, Turhan began his banking career in the MT program at Finansbank A.Ş. He worked in various sections in Loans Department. Following that, he went onto Project Finance and worked in specialist and managerial positions in Project Monitoring, Project Appraisal, Corporate Finance and Syndicated Loans. In 2012 he was appointed Corporate Banking Structured Finance and Syndicated Loans Group Manager. In 2014 he took over Derivative Products Sales and was appointed Director. Commercial Banking was added to his current duties and as of June 2016 he was assigned as Executive Vice President in charge of Commercial Banking and Project Finance. Turhan received his undergraduate degree in Economics  at School of Economics and Administrative Sciences,  Marmara University and obtained his master's degree in International Political Economy and Management.

Enis Kurtoğlu

Executive Vice President

He has BA degree from Electrical and Electronics Engineering Department of Bogazici University and completed his MBA in University of London. He was the Marketing Director in Citibank Turkey between 1999-2002 and worked in several managerial positions in Citibank London between 2002-2006. During 2006-2010 he was the director of Marketing Unit of Citibank Turkey . He then joined Finansbank A.Ş Retail Banking Department as a Group Manager in 2010. He worked as the Director of Retail Banking and Direct Sales  between 2012-2014 and recently appointed as the Executive Vice President of Retail Banking.

Erkin Aydın

Executive Vice President

Erkin Aydın graduated from the School of Engineering of Bogazici University with a Bachelor of Science degree in Civil Engineering and received his MBA degree from the University of Michigan Business School. Starting his career in the US, he undertook Business Development Associate Project Engineer and Project Manager roles in various projects. In 2002, he joined McKinsey & Company in Istanbul where he consulted to various Turkish and global financial institutions in the fields of strategy, marketing and mergers and acquisitions. He started working for Finansbank A.Ş in 2008 as a Group Manager in Mortgage and Consumer Loans. He was appointed as Retail Marketing Coordinator in February 2010 and as Executive Vice President of Consumer Banking in May 2011. Following various responsibilities, in September 2017, Erkin Aydın has been named as as the Executive Vice President of Retail Banking, SME Banking and Financial Institutions.

Ersin Emir

Chief Audit Executive

Born in Eskişehir in 1971, Mr. Emir graduated from Middle East Technical University, Department of Business Administration, in 1994. He received his master's degree in Organizational Psychology at the University of London in 2010. He started his banking career in 1995 at İşbank as an Assistant Auditor. Mr. Emir then started to work at the Internal Audit Department of Finansbank A.Ş as an Auditor in 1998 and was appointed as the Deputy CAE in 2004. He was in charge of the Head Office and Subsidiary Audits in the past two years, after which he was appointed as the Chief Audit Executive in March 2011.

Hakan Alp

Executive Vice President

Mr. Hakan Alp was born in 1968. He graduated from Ankara University, Faculty of Political Sciences with a degree in International Relations in 1989. He worked for Board of Audit between 1991 and 1997 at Garanti Bank where he also served as Senior Vice President in charge of Training and Development between 1997 and 1999. He started to work for Humanitas Doğuş Human Resources Management and served as Executive Vice President in charge of Training / Executive Development / Finance and Administration / Operation between 2000 and 2003. He held the position of an Executive Vice President in charge of Human Resources from 2003 to 2005 at Tansaş Retail Chain. He worked as Executive Vice President, Human Resources Department at Sütaş between 2005-2006. In 2007, he became Senior Vice President in charge of Human Resources at Finansbank A.Ş. He was assigned as Executive Vice President in charge of Human Resources as of June 2010.

Halim Ersun Bilgici

Executive Vice President

Born in 1966 in Ankara, Halim Ersun Bilgici graduated from the Faculty of Law at Ankara University in 1991 and completed his MBA at Yeditepe University in 2010. Bilgici embarked upon his career in 1992 at İktisat Bank and then held the title of Private Marketing Coordinator at Şekerbank. Having started his collaboration with Finansbank A.Ş in 2003 as the Group Head of Retail Credits, he was appointed in October 2013 as the Vice General Manager of Retail and Commercial Credits.

Köksal Çoban

Executive Vice President

1967-born Çoban received his BA from the Business Administration Department of the Middle East Technical University, Ankara, Turkey in 1990. Receiving a master's degree in finance from the City University, Çoban worked for Türk Eximbank and Demirbank A.Ş. between 1995 and 1997. Appointed the International Markets Director with Finansbank A.Ş the same year, he served as Finansbank A.Ş's International Markets Group Chief from 1998-2000. Assuming a number of managerial posts in the Treasury Department thereafter, Çoban has been the Finansbank A.Ş Executive Vice President in charge of Treasury since August 2008.

Mehmet Kürşad Demirkol

Executive Vice President

Mr. Demirkol was born in 1973. He graduated from the Bilkent University, Department of Electrical and Electronics Engineering in 1995 with ranking 1st among the graduates.  He received his M.Sc. and Ph. D. degrees from Stanford University. He worked as Associate Application Engineer at Oracle - Redwood from 1996 till 1997 and Research Assistant at the Stanford University from 1997 till 1999. He served as Senior Associate at the Atlanta and İstanbul offices of McKinsey&Company between 1999 and 2003. He worked in the Business Development and Strategy Department at Finansbank A.Ş between 2004 and 2005 and worked as VP of IT and Card Operations at Finansbank Russia in 2005. He served as Business Development and Marketing Director at Memorial Healthcare Group from 2005 till 2007.In 2007, he became the head of Information Technologies at Vakıfbank and was assigned as Chief Information Officer and additionally became the Chief Operation Officer in 2008. Mr. Demirkol has been working as Executive Vice President in charge of Information Technologies, Operation, Channels & Business Development at Finansbank A.Ş since August, 2010.

Murat Koraş

Executive Vice President

He was graduated from Industrial Engineering Department of Bogazici University in 1999 and completed his MBA in Ozyegin University. He was assigned as a specialist in Finansbank A.Ş between 1999 and 2001. In 2004, he was assigned as Assistant Manager in Aviva. As of September 2004, he took the tasks of Strategy Office Assistant Manager, Data Mining Assistant Manager, Analytic Marketing Vice President and Portfolio Management and Analytics Senior Vice President in Finansbank A.Ş until 2012. Koraş took the Consumer Payment Systems Director task between 2012 and 2015 and as of May 2015, he works as Payment Systems Executive Vice President in Finansbank A.Ş.

Murat Şakar

Executive Vice President

Born in 1969, Mr. Şakar is a graduate of the German High School; and Istanbul Technical University - Industrial Engineering Department. Şakar has gained business experience at Rehau Polimeri Kimya Sanayi A.Ş in the capacity of 'Business Unit Manager' (2002-2005), and at Arçelik A.Ş. as Purchasing Manager. Since March 2005, Şakar has undertaken the management of all purchasing and construction activities of Finansbank A.Ş as the Coordinator of Purchasing and Technical Services. In August 2008 Şakar was appointed as Executive Vice President responsible for Purchasing and Technical Services of Finansbank A.Ş.

Ömür Tan

Executive Vice President

Born in 1971, Ömür Tan graduated from Ankara Atatürk Anadolu College. He completed his undergraduate study at the Statistical Department of Hacettepe University and MBA Degree at Bilgi University. Tan began to work at Yapı Kredi Bankası as a Management Trainee in 1995 and joined Finansbank A.Ş in 1998. After taking various roles in Corporate Branches, he was assigned as Corporate Branch Manager, Head Office Key Account Senior Vice President and then, Corporate Banking Senior Vice President. As of 2011, he acts as the Vice General Manager for Corporate and Commercial Banking, together with the functions of Project Finance and Cash Management and Foreign Trade Financing.

Özlem Cinemre

Executive Vice President

Born in 1964, Mrs. Cinemre graduated from the Bosphorus University Business Administration Department in 1988. She started her career in the same year at the International Division of Finansbank A.Ş and in 1997 she was appointed as the Executive Vice President responsible for Financial Institutions. Currently Cinemre is in charge of the Correspondent Banking, Structured Funding, Financial Institutions, Credit Management Groups, Trade Finance, Cash Management and International Relations as an Executive Vice President.

Zeynep Aydın Demirkıran

Head of Risk Management

A graduate of Ankara Atatürk Anatolian High School, Demirkıran completed her undergraduate study at the Economy Department of Bilkent University and master's degree in Economics at Georgetown University, Washington D.C. She lectured at Georgetown University until December 1998, after that she worked as a specialist at the Risk Management Department of Turkiye İş Bankası, between 1999-2002. She joined Finansbank A.Ş in 2002 and assumed positions as Senior Risk Manager and Coordinator of the Basel II Program. In September 2011, she was promoted to Head of Risk Management and has held this position since.